Not necessarily. It's possible that a section of your roof is loose, or that damage occured in one place only. We'll conduct a thorough investigation before suggesting repair options.

Roofing systems are designed to endure set time periods within a manaufacturers suggestion. 

 However, types of material, age, element exposure and maintence will all determine longevity.

Not necessarily. In most cases repairs fall under most policy deductibles and would be an out of pocket expense. If a replacement is warranted, insurance policies are designed to burden most replacement costs. We always recomend that clients consult with a trained licensed insurance agents to ensure the best coverages are in place. 

Any repairs should be completed as soon as possible to insure addtional damages are mitigated.